Why Personal Liability Insurance?

Liability insurance is designed to cover an insured for acts of negligence that creates a legal obligation to a third party. Such liability can have its source in any part of an individual’s life.

The risk of legal liability is a fact of modern life. Common incidents, such as an automobile accident, or a neighbor’s child slipping on a kitchen floor, can result in lawsuits with damage awards of enormous size. All of the wealth it has taken an individual or family a lifetime to accumulate can subsequently be taken away. Further, state law may require certain types of liability insurance.For example, New York State requires automobile liability insurance.

Request a consultation today to find out what types of liability insurance you may need.